1. Home
  2. Vol 3, No 11 (2025)
  3. Dwiyulianthi

An Islamic Economic Law Analysis of Online Almsgiving Practices through the Digital Platform in the Dompet Dhuafa Application

Author


Anisya Dwiyulianthi(1Mail), Rahma Siti Sofyanti(2), Jaenudin J(3), Dian Herdiana(4),
(1) Syariah dan Hukum / Hukum Ekonomi Syariah, UIN Sunan Gunung Djati Bandung; alamat jalan A.H Nasution No. 105, Cipadung, Cibiru, Kota Bandung, Jawa Barat,
(2) ,
(3) ,
(4) ,

Mail Corresponding Author
Article Analytic
  [File Size: 323KB]  Language: en
Available online: 2025-12-06  |  Published : 2025-12-06
Copyright (c) 2025 Anisya Dwiyulianthi
Article can trace at:

Article Metrics

Abstract Views: 27 times PDF Downloaded: 11 times

Abstract


This study analyzes the implementation of online almsgiving (sedekah) on the Dompet Dhuafa platform from an Islamic sharia perspective using a qualitative approach with a descriptive method supported by in-depth interviews. The findings show that online almsgiving complies with sharia principles based on the Quran, Hadith, and fiqh rules that permit the use of technology as a means of worship. The system operates through an integrated digital platform with transparent mechanisms, oversight by a Sharia Supervisory Board, and independent audits with an unqualified (WTP) opinion. Online almsgiving significantly increases the number of donors due to accessible features, wide outreach, and efficient processes. Challenges include varying levels of digital literacy, technical limitations, and public concerns regarding sharia validity. These are addressed through continuous education, enhanced security, maximum transparency, and hybrid service models. The study concludes that digital transformation in almsgiving demonstrates Islams adaptability while upholding sharia values and optimizing the potential of Islamic philanthropy for greater social impact in the digital era.

Keywords


Online Almsgiving; Digitalization of Islamic Philanthropy; Dompet Dhuafa

References


Auda, J. (2020). Maqasid al-Shariah as Philosophy of Islamic Law: A Systems Approach. London: The International Institute of Islamic Thought.

Badan Amil Zakat Nasional. (2024). Statistik Penghimpunan Zakat Digital 2024. Diakses dari https://www.baznas.go.id/statistik-zakat-digital

Beik, R., dan Arsyianti, L. (2021). Strategi Pengembangan Zakat Digital di Indonesia. Al-Muzara'ah: Journal of Islamic Economics and Finance, 8(1), 45-62.

Davis, F.D. (2019). Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology. MIS Quarterly, 13(3), 319-340.

Departemen Agama RI. (2020). Al-Quran dan Terjemahnya. Jakarta: Pustaka Al-Kautsar.

Dewan Syariah Nasional - Majelis Ulama Indonesia. (2017). Fatwa DSN-MUI Nomor 116/DSN-MUI/IX/2017 tentang Uang Elektronik Syariah. Jakarta.

Dompet Dhuafa. (2025). Laporan Tahunan 2024. Diakses dari https://www.dompetdhuafa.org/laporan-tahunan

Fitria, A.N., dan Wibowo, B.S. (2022). Adoption of Digital Donation Platforms among Muslim Millennials in Indonesia. Journal of Islamic Marketing, 13(5), 1123-1142.

Hafidhuddin, D. (2020). Agar Harta Berkah dan Bertambah: Gerakan Membudayakan Zakat, Infaq, Sedekah dan Wakaf. Jakarta: Gema Insani Press.

Hafidhuddin, D. (2021). Manajemen Zakat di Indonesia. Dalam S. Ahmad (Ed.), Ekonomi Islam di Indonesia (2nd ed., Vol. 2, pp. 234-256). Jakarta: Rajawali Press.

Hafidhuddin, M.A. (2021). Zakat dalam Perekonomian Modern. Jakarta: Gema Insani.

Hassan, A., dan Shahid, M. (2022). Governance and Accountability in Islamic Charitable Organizations. Journal of Islamic Accounting and Business Research, 13(4), 589-607.

Ibnu Taimiyah. (2019). Majmu' Fatawa (Vol. 29). Medina: King Fahd Complex.

Imam Muslim. (2019). Sahih Muslim (A. Siddiqi, Trans.). Riyadh: Darussalam Publishers.

Kamali, M. (2020). Maqasid al-Shari'ah Made Simple. London: International Institute of Islamic Thought.

Kasri, R.A. (2021). Digital Transformation in Islamic Social Finance: Opportunities and Challenges. Journal of Islamic Monetary Economics and Finance, 7(4), 677-698.

Kasri, R.A., dan Yuniar, A.M. (2021). Determinants of Digital Zakat Payments: Lessons from Indonesian Experience. Journal of Islamic Accounting and Business Research, 12(3), 362-379.

KPMG Indonesia. (2024). Standar Audit Laporan Keuangan Lembaga Amil Zakat. Jakarta: KPMG Indonesia.

Mas'udi, M.A. (2021). Fiqh muamalah Kontemporer. Jakarta: RajaGrafindo Persada.

Mas'udi, M.A. (2022). Akad dalam Transaksi Digital Perspektif Fikih Kontemporer. Dalam A. Rahman (Ed.), Hukum Ekonomi Syariah (Vol. 3, pp. 145-178). Bandung: Pustaka Setia.

Mubarok, A., dan Deny, R. (2022). Factors Influencing Online Donation Adoption in Islamic Crowdfunding Platforms. Jurnal Ekonomi Islam, 11(2), 201-224.

Mubarok, M., dan Deny, I. (2022). Trust and Technology Adoption in Islamic Philanthropy Platforms in Indonesia. International Journal of Islamic Economics and Finance Studies, 8(2), 145-167.

Nizar, H. (2022). Prinsip Transparansi dan Akuntabilitas dalam Pengelolaan Zakat. Jurnal Hukum Islam dan Pranata Sosial, 9(2), 178-195.

Pitchay, H., et al. (2021). Determinants of Intention to Use Online Zakat Platform among Malaysian Muslims. Journal of Islamic Accounting and Business Research, 12(8), 1191-1208.

Qardhawi, A. (2020). Fiqh Zakat: Studi Komparatif Mengenai Status dan Filsafat Zakat Berdasarkan Qur'an dan Hadis. Jakarta: Litera AntarNusa.

Qardhawi, A.Y. (2021). Fiqh Prioritas: Urutan Amal yang Terpenting dari yang Penting. Jakarta: Robbani Press.

Qardhawi, Y. (2019). Daur al-Zakat fi 'Ilaj al-Mushkilat al-Iqtishadiyyah. Cairo: Maktabah Wahbah.

Rahman, F., dan Huda, S. (2021). Challenges in Digital Islamic Finance: Indonesia Context. Islamic Economics Journal, 7(2), 234-251.

Saad, I., et al. (2021). Factors Affecting Digital Payment Adoption in Islamic Crowdfunding. International Journal of Innovation and Economic Development, 7(3), 23-38.

Shaikh, S.M., dan Ismail, H. (2021). Role of Social Media in Digital Islamic Finance. Islamic Economic Studies, 29(1), 78-95.

Shihab, M.Q. (2020). Tafsir Al-Misbah: Pesan, Kesan dan Keserasian Al-Quran (Vol. 1). Jakarta: Lentera Hati.

Suyuthi, A. (2020). Al-Ashbah wa al-Nazhair fi Qawa'id wa Furu' Fiqh al-Shafi'iyyah. Beirut: Dar al-Kutub al-Ilmiyyah.

Triyuwono, I. (2020). Akuntabilitas dalam Perspektif Islam. Jurnal Akuntansi Multiparadigma, 11(3), 456-478.

Triyuwono, I. (2021). Akuntansi Syariah: Perspektif, Metodologi, dan Teori. Jakarta: RajaGrafindo Persada.

Wadjdy, S., dan Mursyid, M. (2021). Wakaf dan Kesejahteraan Umat: Filantropi Islam yang Hampir Terlupakan. Yogyakarta: Pustaka Pelajar.

Zuhayli, W. (2019). Al-Fiqh al-Islami wa Adillatuhu (Vol. 4). Damascus: Dar al-Fikr.


Refbacks

  • There are currently no refbacks.

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.