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Analisis Manajemen Risiko Operasional Dalam Industri Perbankan

Author


Rohid Akbar(1Mail), Gilang Dwi Prasetyo(2), Muhammad Deary(3), Arsyadona A(4),
(1) Program Studi Manajemen, Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri Sumatra Utara,
(2) ,
(3) ,
(4) ,

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Available online: 2025-01-06  |  Published : 2025-01-06
Copyright (c) 2025 Rohid Akbar, Gilang Dwi Prasetyo, Muhammad Deary, Arsyadona A
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Abstract


This research emphasizes the importance of operational risk management in the Indonesian banking industry to maintain financial stability. Using a qualitative methodology and descriptive design, this research analyzes the implementation of risk management based on literature studies and official documents from OJK. The results show that effective risk management involves identifying, measuring, monitoring and controlling the risks faced by banks. Improved human resource competencies and implementation of good corporate governance principles are required to overcome challenges in risk management. Recommendations are provided to strengthen risk management practices, expected to contribute to the health of the banking sector and national economic growth.


Keywords


Operational Risk Management, industry, Banking

References


Sal Pojk Manajemen Risiko, Peraturan Otoritas Jasa Keuangan Nomor 18/ Pojk.03/2016

Analisis Risiko Operasional Bank Syariah Indonesia Kcp Gunung Tua Skripsi, Winda Khairani Siregar, 2023

Batusangkar, I. (2021). Strategi Manajemen Menghadapi Risiko Operasional Pada Pt Bank Pembiayaan Rakyat Syariah (Bprs) Haji Miskin Pandai Sikek Ifelda Nengsih1, Dina Meidani2. 2(1).

Erdawati, L., & Pamulang, U. (N.D.). Analisis Manajemen Risiko Operasional Pada Pt Bank Perkreditan Rakyat (Bpr) Indosurya Daya Sukses.

Kartika Sari, L. (N.D.). Penerapan Manajemen Risiko Pada Perbankan Di Indonesia.

Sari, L. K., Penerapan Manajemen Risiko Pada Perbankan Di Indonesia Universitas Negeri Surabaya.

Yushita, A. N. (N.D.-A). Implementasi Risk Management Pada Industri Perbankan Nasional.


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