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Dasar Hukum dan Regulasi Perbankan Syariah di Indonesia

Author


Khairun Nisaa(1Mail), Rozi Andrini(2),
(1) Universitas Islam Negeri Sultan Syarif Kasim Riau,
(2) ,

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Available online: 2024-12-24  |  Published : 2024-12-24
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Abstract


This article explores the development of Islamic banking in Indonesia, starting with the establishment of Bank Muamalat in 1992. It highlights the growing public demand for a banking system that is in accordance with Islamic principles and discusses the importance of the regulatory framework in ensuring operational legal certainty, consumer protection, and national financial stability. The hierarchy of the legal basis for Islamic banking in Indonesia is examined, including constitutional provisions, relevant laws, and technical regulations. The article concludes with recommendations for regulatory improvement and suggestions for industry growth, emphasizing the need for education, innovation, and collaboration among financial institutions.


Keywords


Islamic Banking, Legal Basis, Regulatory Framework, Legal Certainty, Indonesia.

References


Mastika, Y., & Ardiansyah, M. (2020). "Dasar Hukum Perbankan Syariah di Indonesia: Tinjauan Hukum dan Praktik". Jurnal Hukum dan Pembangunan, 50(2), 123-140.

Fauzi, A. (2019). "Perbankan Syariah: Antara Teori dan Praktik dalam Kerangka Hukum". Jurnal Ekonomi dan Keuangan Islam, 5(1), 1-20.

Suhardi, M. (2021). "Aspek Hukum dalam Perbankan Syariah di Indonesia". Jurnal Ilmu Hukum, 14(2), 85-102.Nasution, K. (2005). Womens Right in the Islamic Family Law of Indonesia. Unisia, 28(56), 192204. https://doi.org/10.20885/unisia.vol28.iss56.art10

Khalid, R., & Rachmawati, A. (2022). "Regulasi Perbankan Syariah: Analisis terhadap UU No. 21 Tahun 2008". Jurnal Ekonomi Islam, 3(1), 45-60.

Nashir, A., & Rahmawati, L. (2023). "Konsep Hukum Perbankan Syariah dan Implementasinya di Indonesia". Jurnal Hukum dan Syariah, 8(3), 200-215


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