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Memahami Peran Asuransi Syariah di Bank Syariah Indonesia: Manfaat, Jenis, Syarat, dan Kelebihannya

Author


Maria Magdalena Br Surbakti(1Mail), Jessica Jasmin Muchtar(2), Berlianti B(3),
(1) Universitas Sumatera Utara,
(2) ,
(3) ,

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Available online: 2024-12-10  |  Published : 2024-12-10
Copyright (c) 2024 Maria Magdalena Br Surbakti, Jessica Jasmin Muchtar, Berlianti B
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Abstract


This article aims to find out and understand Sharia Insurance at Bank Syariah Indonesia, such as the benefits, types, conditions and advantages of this insurance. Insurance is a non-bank financial institution whose function is to collect public funds to provide protection against the risk of uncertainty resulting from disasters, accidents or other losses. Sharia insurance is an insurance system that is based on Islamic law in its service process and operations. Sharia insurance is a risk management arrangement that meets sharia provisions, mutual assistance involving participants and operators.


Keywords


Sharia Insurance, Sharia Insurance Banking.

References


Fatwa DSN-MUI No. 21/DSN-MUI/X/2001 tentang Pedoman Umum Asuransi Syariah. Otoritas Jasa Keuangan. (2023). Laporan Statistik Asuransi Syariah.

Karim, A. A. (2020). Ekonomi Islam: Suatu Kajian Kontemporer. Jakarta: Rajawali Press. Zainuddin, A. (2019). Manajemen Keuangan Syariah. Bandung: Alfabeta.

Anshori, Abdul Ghofur. Asuransi Syariah di Indonesia. Yogyakarta: UII Press Yogyakarta).

Hasan, M.Ali. 2000. Masail Fiqiyah Zakat, Pajak Asuransi dan Lembaga Keuangan. Jakarta: PT Raja Grafindo Persada.

Husein, Rahmat, Asuransi Takaful Selayang Pandang dalam Wawasan Islam dan Ekonomi, (Jakarta: Lembaga Penerbit FE-UI, 1997

Muhaimin, Iqbal. 2005. Asuransi Umum Syariah dalam Praktik. Jakarta: Gema Insani Press.

Rodoni, Ahmad, Abdul Hamid. Lembaga Keuangan Syariah. Jakarta: Zikrul Hakim.

Ali ,AM Hasan , "Kapita selekta asuransi syariah: Telaah umum tentang asuransi syariah di Indonesia", Al-Iqtishad, Vol. III, No. 1, Januari 2011.

Arifin, zainul, Dasar-Dasar Manajemen Bank Syaraih. Jakarta: alvabet, 2002


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